- Our Story
Not Small Change. Big Buck.
Big Buck SACCO was born on 3 March 2025, when 10 visionary Zimbabweans came together with a shared belief: that ordinary people deserve access to the same financial tools that build wealth for the privileged few.
Registered as a credit and savings cooperative under the Ministry of Women Affairs, Community, Small and Medium Enterprise Development, Big Buck SACCO exists to democratize access to affordable finance.
Our name says it all — Big Buck. Not small change. Not scraping by. We are here to help you think big, earn big, and build big. Together.
Founding members, one shared belief
- What Drives Us
Our Mission, Vision & Values
A cooperative is only as strong as the principles it refuses to trade away. These are ours.
Our Mission
To help ordinary Zimbabweans create wealth, build assets, and start businesses through access to low-cost loans and sustainable savings solutions.
Our Vision
A Zimbabwe where every person has the financial power to live with dignity, own property, and build thriving enterprises.
Our Promise
One member, one vote. Every surplus we make returns to the people who made it — as dividends on your shares and as cheaper credit for the member sitting next to you.
- Integrity
- Transparency
- Community
- Innovation
- Empowerment
- The Model
How Big Buck SACCO Works
A savings and credit cooperative is a closed circle of trust. Members pool their savings; those savings become affordable credit for other members; the surplus comes back to everyone as dividends.
Join
Become a member by purchasing shares and opening a savings account. A once-off joining fee and a minimum of five shares make you an owner, not a customer.
Save
Make regular contributions that grow your wealth and power the cooperative. There is no minimum and no ceiling — contribute what your month allows.
Borrow
Access affordable loans backed by the cooperative’s pooled funds. Your own share deposits stand as your primary security.
Grow
Build assets, start businesses, and create generational wealth — then help fund the next member who is where you started.
- Leadership & Governance
Founded by Visionaries, Governed with Integrity
Big Buck SACCO was established by ten founding members who each put their own capital behind the belief that finance should serve the many. That founding group did not create a company with owners and customers — it created a cooperative in which every member is both.
The society is governed by its members. Each member carries one vote at the Annual General Meeting regardless of how many shares they hold, and it is that meeting which elects the Board of Directors, approves the audited accounts and declares the annual dividend.
We operate under the Societies Act [Chapter 24:05] and the registration framework of the Ministry of Women Affairs, Community, Small and Medium Enterprise Development, alongside our own constitution and by-laws.
- One member, one vote — at every Annual General Meeting, whatever your shareholding.
- An elected Board — drawn from the membership and answerable to it.
- Audited annual accounts — presented to members before any dividend is declared.
- A shareholding ceiling — no member may hold more than 500 shares, so no single member can dominate the society.
- Open membership — to individuals of 18 and above, to groups and associations, and to approved corporate entities.
- Together We Can
Become Part of the Movement
Ten people started it. Thousands will finish it. There is a place in this cooperative for you.